Real estate appraisal services for homeowners in the city of Southaven and Shelby County
Here are the top 7 reasons why Mississippi homeowners need Evaluating Property in the MidSouth (EPM):
At Evaluating Property in the MidSouth (EPM), we understand the special needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the usual documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenge Tax AssessmentLet's say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Evaluating Property in the MidSouth (EPM) is your strongest weapon.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Evaluating Property in the MidSouth (EPM) is experienced in helping folks just like you do away with unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Evaluating Property in the MidSouth (EPM) can help you reinstate your home equity line of credit with an expert appraisal.
We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Evaluating Property in the MidSouth (EPM) can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Evaluating Property in the MidSouth (EPM) can help you with that. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.