Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mortgage Rates Inch Up to 11-Month High | ||
| 7/22/2026 2:47 PM | ||
| We have bad news and slightly less bad news. Starting with the latter, today"s mortgage rates are only marginally higher than they were yesterday with the average top tier 30yr fixed rate up 0.02%. The bad news is that this takes our rate index to 6.77%--the highest level since July 28th, 2025. Mortgage rates are driven by the bond market an...Read More | ||
| Servicing, Non-Agency, AI Processing Tools; Condo Turmoil Ahead? | ||
| 7/22/2026 10:43 AM | ||
| There’s always something in the news, whether it is Jimothy the raccoon in the Northwest, or the Canadian wildfire smoke in the Northeast which coincided with more tariffs directed at Canada. Homebuilders, and those who lend to them, know that materials from Canada are already subject to tariffs, but the new tariffs could affect building materials ...Read More | ||
| Just a Bit Weaker as Oil Keeps Rising | ||
| 7/22/2026 9:18 AM | ||
| For those not interested in overcomplicating things, it"s fair enough to simply observe the resurgence of hostilities in the Iran war prompting a resurgence of fuel prices and bond selling due to inflation expectations. Earnings season in equities has added to volatility in the 9:30am-10am hour on each of the past 2 mornings. We seem to be breaking...Read More | ||
| Headwinds, Cont"d | ||
| 7/21/2026 4:06 PM | ||
| Headwinds, Cont"d "Headwinds, Cont"d" could be apply to the entirety of 2022-2026 or just March-July of 2026. But let"s just focus on today"s installment. For the second day this week, there wasn"t any stellar correlation between bonds and other markets, econ data, or news headlines. Still, we wouldn"t say ...Read More | ||
| Rates Match Longer-Term High For The 3rd Time in 2026 | ||
| 7/21/2026 2:29 PM | ||
| In late July, 2025, 30yr fixed rates embarked on an excellent adventure, moving down from 6.75% on July 31st to 5.99% by late February, 2026. Since then, things haven"t been great thanks to war-related fuel price drama and stronger econ data (the supreme court ruling on tariffs didn"t help either, because it increased Treasury issuance implications...Read More | ||
| HELOC AI, Doc Analysis, Home Equity POS Products; L1 rebrand; Delinquencies Impact Rates; Live RESPA Panel | ||
| 7/21/2026 10:49 AM | ||
| People who say that residential lending and the state or federal governments aren’t intertwined have to look no further than the CFPB. Their new office spaces fit 550. There are 1,100 currently. They will get there? Theoretically only Congress can actually shut down the CFPB, in the Senate with 60 or more votes, and the CFPB is still function...Read More | ||
| Bonds Grudgingly Giving Back Last Week"s Inflation Rally | ||
| 7/21/2026 8:26 AM | ||
| While last week"s CPI and PPI reports were unabashedly great news, the bond market spent Friday and yesterday gradually unwinding most of the resulting gains. The least complicated way to approach this phenomenon would be to observe that fuel prices spent the same 2 days breaking to the highest levels since May 19th and they continue to hold near t...Read More | ||
| New Week. Same Old Story | ||
| 7/20/2026 2:53 PM | ||
| New Week. Same Old Story While we certainly CAN put short term market movement under a microscope and entertain various potential sources of motivation, it"s just as good to take a few giant steps back and observe the bigger picture trend. When we do, we see a decisively weaker trend since October 2025 with...Read More | ||
| Mortgage Rates Bouncing Higher to Start The Week | ||
| 7/20/2026 2:10 PM | ||
| Last week ended on a promising note with Friday"s rates falling just barely below the previous Friday"s levels. This was a relief after the top-tier 30yr fixed rate matched 11-month highs for the average lender earlier in the week. Unfortunately, rates are starting the new week by heading back toward those highs. Our 30yr fixed rate index is up fr...Read More | ||
| Verification, Servicing, Next-Gen, Flood Cert Products; AI and Overall Tech Adoption | ||
| 7/20/2026 10:50 AM | ||
| Dang. I don’t know why I put my entire retirement plan into SpaceX stock… it has lost $1 trillion in book value since its post-IPO high. In 2026 Fannie’s stock price is down 44 percent, and Freddie’s stock price is down 46 percent. Did you sink your 401(k) into either, when doing a “re-IPO” was the talk of the Trump Administration? (Speaking of Fan...Read More | ||