Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
|
||
| Mortgage Rates Remain Almost Perfectly Flat | ||
| 6/10/2026 1:32 PM | ||
| There"s been remarkably little change in mortgage rates so far this week. Monday saw a modest increase vs Friday, but since then, there"s been essentially no change. Today"s rates were technically 0.01% lower than yesterday"s, but many lenders were perfectly unchanged. This is an acceptable result given the presence of high stakes economic data an...Read More | ||
| Credit, Verification, Database, Retention, Broker Tools; FTC Penalty; Cost of Living Increases | ||
| 6/10/2026 10:51 AM | ||
| “Rob, everyone knows that the GSEs (Freddie Mac and Fannie Mae) don’t use credit scores for loan approval. They use it for pricing. The GSEs have created their own scoring system and it’s just the investors that utilize the score.” True dat. It takes a while to test the impact of credit scores on defaults, delinquencies, pricing, and prepayment spe...Read More | ||
| Slightly Stronger After Ho-Hum CPI | ||
| 6/10/2026 8:52 AM | ||
| Most understand this, but some forget: CPI numbers on econ calendars are not prices. They"re the change in prices. We bring that up in case anyone thinks today"s core monthly CPI of 0.2 means that prices are lower than last month when the core was 0.4. While it"s a decent monthly number and lower than the expected 0.3, it"s also 2.4% if repeated fo...Read More | ||
| Bonds End at Strongest Levels | ||
| 6/9/2026 3:38 PM | ||
| Bonds End at Strongest Levels Unlike yesterday, which saw an uneventful open give way to intraday weakness, today"s momentum was mostly friendly. Bonds avoided panicking in the morning hours. Mid-day war-related headlines made for some quick 2-way trading in the noon hour, but yields never went any higher t...Read More | ||
| Mortgage Rates Hold Perfectly Steady | ||
| 6/9/2026 2:42 PM | ||
| Mortgage rates put an end to the most recent spike that followed last Friday"s jobs report. Most of the upward movement happened on Friday, but yesterday offered a modest aftershock. Those two days brought the top tier 30yr fixed rate up to 6.68 from 6.58 on Thursday. Today"s average remained perfectly flat at 6.68%. War-related headlines had peri...Read More | ||
| Retention, Appraisal Repurchase Risk, Analytics, Lead Gen Tools; Better Rate vs. Better House? | ||
| 6/9/2026 10:48 AM | ||
| “Rob, have you heard that retail and DTC lenders have stepped up their training and monitoring of loan officers?” Absolutely. The same granular examination that is applied to borrowers is being applied to LOs, and not only with credit checks and background searches. Originators are expensive, as are leads, and the analysis of LO performance is crit...Read More | ||
| Another Decent Start, But Will it Last? | ||
| 6/9/2026 8:51 AM | ||
| For the second day in a row , bonds are starting out in modestly stronger territory, but let"s hope we don"t repeat yesterday"s performance. That left yields even higher at the close than they were on Friday afternoon. Today"s overnight gains leave yields in similar territory to yesterday morning. One redeeming technical development is that yields ...Read More | ||
| Bonds Faded in the Afternoon Despite Oil Price Recovery | ||
| 6/8/2026 4:18 PM | ||
| Bonds Faded in the Afternoon Despite Oil Price Recovery Oil prices and bond yields started the overnight session higher, but both moved to the lows of the day just after 9:30am. From then on, oil went broadly sideways while bonds sold off gradually. If oil had instead moved higher into the afternoon, we mig...Read More | ||
| Mortgage Rates Just a Bit Higher After Last Week"s Jump | ||
| 6/8/2026 3:33 PM | ||
| The average top-tier 30yr fixed mortgage rate rose 0.08% last Friday after the jobs report came in much stronger than expected. Today added another 0.02% of upward movement. Today"s level of 6.68% is the 3rd highest of the past 9 months. Unlike Friday, there were no big-ticket economic reports driving volatility in rate markets. The only arguable ...Read More | ||
| Verification, Non-QM Corresp., AI/POS Products; Upcoming Webcasts; Non-Agency Product News | ||
| 6/8/2026 10:29 AM | ||
| Remember when talk of a “re-IPO” of Freddie and Fannie dominated residential lending news? That has certainly quieted, Pulte’s attentions are diverted, and you can certainly buy stock in them now: share prices for both are down about 30 percent this year so maybe they’re a bargain. For those new to the biz, the FHFA oversees F&F, and the FHFA’s...Read More | ||