Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mixed Reaction to Mixed Jobs Data | ||
| 11/20/2025 8:19 AM | ||
| It"s shaping up to be a "no whammies" sort of morning for the bond market. There"s no denying that the jobs report was a highly tradeable event. The 30 minutes of volume following the release was by far the highest since the October 29th Fed announcement. But that volume has been fairly well balanced between buyers and sellers. Cre...Read More | ||
| Fed Minutes Push Yields Higher | ||
| 11/19/2025 3:23 PM | ||
| Fed Minutes Push Yields Higher As expected, the recent raft of hawkish Fed speakers foreshadowed (whether intentionally or coincidentally) a hawkish message in today"s Fed minutes. At issue: "many" meeting participants felt that a December cut would NOT likely be justified as opposed to "several" who disagr...Read More | ||
| Rates Mostly Steady, But Some Signs of Trouble in The Afternoon | ||
| 11/19/2025 2:19 PM | ||
| It was a complicated day for mortgage rates. Officially, at the time of this article, the average top tier 30yr fixed rate is a hair lower than it was yesterday. But rates are based on bonds and bonds are telling a different story. In the wake of the release of the minutes from the most recent Fed meeting, bonds lost ground. This impli...Read More | ||
| QC Report, Relationship, Mobile Lock Tools; Zillow and ChatGPT; PHH Reverse Mortgage Sale to FAR | ||
| 11/19/2025 10:41 AM | ||
| As I type these words, I am sitting in front of one of Chuck Berry’s early residences in St. Louis. STL has a good musical reputation, a fine mortgage association, a Fed that puts out great research, and has many nice neighborhoods. But to call this specific area where I am sitting a “transitional” neighborhood would be generous. Although there is ...Read More | ||
| Yields Following Stocks Higher; Fed Minutes on Deck | ||
| 11/19/2025 9:11 AM | ||
| Correlation between stocks and bonds is hit and miss depending on other factors. Before the age of more aggressive Fed intervention, it was more common to see yields move in concert with stocks. These days, Fed accommodation expectations can result in the opposite correlation. That said, there are still times when the old school "stock lever"...Read More | ||
| Modest Gains After Mid-Day Volatility | ||
| 11/18/2025 3:46 PM | ||
| Modest Gains After Mid-Day Volatility With only a few exceptions, bonds have been a rudderless ship during the government shutdown. With the backlogged data returning in a slow and uncertain fashion, rudder repairs are similarly slow. In today"s case, bonds benefited from overnight strength in overseas bond...Read More | ||
| Mortgage Rates Hold Steady Yet Again as Data Returns | ||
| 11/18/2025 3:11 PM | ||
| With economic data being the most consistent source of motivation for rates, the market has been eager for it to return with the reopening of the government. While some higher profile reports have been rescheduled for the coming days (i.e. on Thursday, we"ll get the jobs report that we were supposed to get in early October), most updated release da...Read More | ||
| AVM, Marketing, Tax Service, Blockchain Tools; Deep Dive on Lisa Cook and Alleged Fraud; Capital Markets | ||
| 11/18/2025 10:44 AM | ||
| Supposedly commercial air travel is back to normal, good for anyone coming in for the Mortgage Bankers Association of St. Louis event tomorrow and Thursday’s Mortgage Bankers Association of Kansas City annual luncheon. Speaking of Missouri, the Pony Express ran between St. Joseph and Sacramento for 18 months in 1860–1861, put out of business by the...Read More | ||
| Bonds Buy The Dip Regardless of AM Data | ||
| 11/18/2025 9:22 AM | ||
| We"ve seen a clumsy, confused return of various economic reports this morning (several reports were no previously announced with rescheduled release dates). Thankfully, the surprise releases were not big-ticket items. The most relevant report of the morning was ADP"s new weekly job count ("NER Pulse") which showed another decline. By the time it ca...Read More | ||
| Uneventful Monday; MBS Underperform | ||
| 11/17/2025 3:07 PM | ||
| Uneventful Monday; MBS Underperform In the bigger picture, bonds were flat on Monday without any major volatility in either direction. But if we break out the microscope, we find longer-term Treasuries rallying modestly while MBS lost 1 tick by the 3pm close. In today"s case, the MBS underperformance is mos...Read More | ||