Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Big Shift Toward 5.0 Coupons Continues | ||
| 9/16/2025 3:03 PM | ||
| Big Shift Toward 5.0 Coupons Continues Mortgage rates have lurched rapidly lower in September as 5.0 UMBS have stolen the show from 5.5 UMBS. As a reminder, there is only a certain range of rates allowed in either bucket. 5.5s go all the way up to 6.625% and investors buying MBS would prefer not to get stuc...Read More | ||
| Mortgage Rates Near 3 Year Lows Ahead of Fed | ||
| 9/16/2025 2:18 PM | ||
| Mortgage rates dropped sharply lower today relative to the amount of movement in the underlying bond market with the average lender right in line with the lowest levels since late 2022. Because rates are directly tied to the prices of those bonds, the correlation tends to be almost perfect over time. [thirtyyearmortgagerates] But there are always...Read More | ||
| Broker, QC Products; Bank M&A; LOs - Know Your Borrower; Figure"s IPO star Mike Cagney Interview | ||
| 9/16/2025 10:49 AM | ||
| My cat Myrtle was always up for a battle with a lizard in the yard. On a larger scale, the ancient Chinese philosopher Sun Tzu said, “Every battle is won or lost before the battle takes place.” Fed Governor Lisa Cook won the last legal round yesterday in her battle to stay with the Fed. Do you think that companies building a factory in the U.S., as...Read More | ||
| Bonds Easily Clearing Last Pre-Fed Hurdle | ||
| 9/16/2025 9:02 AM | ||
| After last week"s CPI data was taken mostly in stride, the only other potential economic data hurdle was this morning"s Retail Sales report. Whereas CPI was merely on the hotter side of the consensus, Retail Sales came out unequivocally stronger, with the control group hitting the 6.0% mark in year-over-year terms. Even after subtracting...Read More | ||
| Uneventful Rally. Retail Sales on Deck | ||
| 9/15/2025 2:47 PM | ||
| Uneventful Rally. Retail Sales on Deck Bonds began the week on a stronger note, but not for any glaringly obvious reasons. The same was said about Friday"s weakness, so perhaps we"ll just call it a wash and assume that traders are getting into (or out of) position(s) ahead of this week"s Fed Day. Thus morni...Read More | ||
| Mortgage Rates Start Week at Another Long-Term Low | ||
| 9/15/2025 2:12 PM | ||
| Mortgage rates have done almost nothing but move lower over the past 4 months. The first Fridays in August and September account for about half of the total drop thanks to weaker results in the jobs report. Since the September 5th jobs report, rates have held a sideways-to-slightly lower range that"s resulted in several additional "lowest since" h...Read More | ||
| Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News | ||
| 9/15/2025 10:53 AM | ||
| “Someone posted that they had just made synonym buns. I replied, ‘You mean just like the ones that grammar used to make?’ I am now blocked.” That was sent to me by an economist; yes, they have senses of humor. Did you know that the Federal Reserve Board employs more than 500 researchers, including more than 400 Ph.D. economists, who represent an ex...Read More | ||
| Slow, Slightly Stronger Start to a Potentially Volatile Week | ||
| 9/15/2025 10:25 AM | ||
| For all the time we spend pushing back on the notion that the Fed Funds Rate is a root cause for volatility in longer-term rates, that push-back always carries a notable caveat: Fed Funds Rate expectations definitely have a direct correlation with longer-term rates. There are two reasons those expectations can change: markets are either assuming ...Read More | ||
| Incidental, Inconsequential Weakness Ahead of Fed Week | ||
| 9/12/2025 2:43 PM | ||
| Incidental, Inconsequential Weakness Ahead of Fed Week Bonds began the day in modestly weaker territory and yields are heading out right where they started. In fact, yields are also right in line with the opening levels from Monday. This broadly suggests the market got where it was going after t...Read More | ||
| Mortgage Rates Were Flat All Week No Matter What Other News Suggests | ||
| 9/12/2025 2:20 PM | ||
| The underlying bond market (which dictates the rates offered by mortgage lenders) weakened moderately overnight. Weaker bonds equate to higher rates, all else equal. "Higher rates" is contrary to many media outlets" coverage this week, but there"s an important reason. Most news organizations that cover mortgage rates rely on Fred...Read More | ||