Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Early Gains. Flat Afternoon. MBS Underperform | ||
| 6/26/2026 3:51 PM | ||
| Early Gains. Flat Afternoon. MBS Underperform Friday ended up offering a boring conclusion to a week that had at least some measure of excitement on Wednesday. Bonds started a hair stronger, lost ground modestly and then rallied to the day"s best levels by noon. From there, 10yr yields went perfectly sidewa...Read More | ||
| Mortgage Rates End Week at Lows | ||
| 6/26/2026 2:06 PM | ||
| Mortgage rates officially hit their lowest level in more than a month yesterday with MND"s 30yr fixed index falling to 6.53% from 6.55% on Wednesday. Today was completely unchanged at 6.53%, thus maintaining the lowest level since May 14th, 2026. There weren"t any dramatic developments behind the scenes in term of economic data or news headl...Read More | ||
| New Home Sales Slide to Multi-Year Lows | ||
| 6/26/2026 1:58 PM | ||
| New home sales weakened further in May, extending the pullback seen over the past several months as elevated mortgage rates and affordability pressures continued to weigh on buyer demand. According to the latest Census Bureau and HUD data, sales of new single-family homes fell to a seasonally adjusted annual rate of 580,000 , down 7.3% from Apri...Read More | ||
| Mortgage Applications Edge Higher Despite Elevated Rates | ||
| 6/26/2026 1:55 PM | ||
| Mortgage applications posted a modest increase last week, though overall activity remained subdued by historical standards as borrowing costs held relatively steady. The Mortgage Bankers Association (MBA) reported a 1.0% increase in total application volume on a seasonally adjusted basis for the week ending June 19. Refinance activity provided m...Read More | ||
| Housing Starts Not Nearly as Scary Without Weird Multifamily Nosedive | ||
| 6/26/2026 1:29 PM | ||
| Residential construction activity cooled in May, as housing starts and completions both moved lower while building permits edged down only slightly. Last week"s Census Bureau data suggests builders are still navigating uneven demand and affordability pressures, with a sharper pullback in starts than in permits. Privately owned housing starts fell ...Read More | ||
| Credit and Verification, AI Compliance, CRA Sourcing Tools; Housing Bill Stalls; HMDA Data; Inflation Hopes and Rates | ||
| 6/26/2026 10:10 AM | ||
| We know that a) Congress passed a housing bill which, if not signed within 10 days, becomes law anyway, and b) U.S. presidents are known to be candid. Once again, we see the intersection of housing, lending, and politics with not only the postponement by the President of signing the bill, but also the statement of his alleged opinion about housing....Read More | ||
| Sideways Start, Quiet Calendar, Quarter-End Volatility Potential | ||
| 6/26/2026 9:01 AM | ||
| Q2 has been one of the best quarters for stocks going all the way back to the dot com boom, even after the 4-5% pullback in June. This has created a massive quarter-end rebalancing need among money managers and we"ve seen that random volatility play out in both stocks and bonds over the past few weeks. As the quarter wraps up in the next 3 business...Read More | ||
| Mostly Holding Yesterday"s Big Gains | ||
| 6/25/2026 2:27 PM | ||
| Mostly Holding Yesterday"s Big Gains Bonds began the day in modestly weaker territory, but not weak enough to take 10yr yields above the 4.42% technical level. That was a notable development even before considering subsequent movement. The 8:30am PCE inflation data made room for a friendly reversal with mod...Read More | ||
| Lowest Mortgage Rates Since May 14th | ||
| 6/25/2026 12:45 PM | ||
| Mortgage rates had a great day yesterday, moving within 0.01% of the lowest levels in more than a month. They dropped just a bit more today and are now officially the lowest they"ve been since May 14th. Today"s improvement was more of an afterthought, but nonetheless helps legitimize yesterday"s heavy lifting as something other than a freak ...Read More | ||
| Borrower Retention, AI Governance, Jumbo Products; Borrower Recapture Trends; MLO Opportunity Thoughts | ||
| 6/25/2026 10:18 AM | ||
| Around the country, originators seem less focused on the housing bill signing ceremony postponement than on “opportunity.” There are opportunities, but not for every LO. There is the opportunity (and goal) of senior management to make their company immune from economic and world political turmoil. There is the opportunity to anchor the business to ...Read More | ||