Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Mortgage Rates End Higher Despite Promising Start | ||
| 10/2/2026 2:03 PM | ||
| Mortgage rates rose 0.04% today to an index value of 7.57% for a top-tier 30yr fixed scenario for the average lender today. That uptick in and of itself isn"t especially large, but it"s a bit counterintuitive on a day where the hotly anticipated jobs report came in much weaker than expected. The jobs report has 2 key components: Nonfarm Payr...Read More | ||
| LOS, Database, Equity, Retention Tools; UAD 3.6 Thoughts; Home Prices vs. Inflation; Weak Jobs Data | ||
| 10/2/2026 10:29 AM | ||
| “A clear conscience is usually the sign of a bad memory.” How’s your memory of rates, and what you did when they moved higher? 30-year mortgage rates were about at this level, briefly, exactly three years ago, but before that we weren’t here since the late 1990’s when they were at these levels for a long time. How many of your sales staff were in t...Read More | ||
| Why Bonds Aren"t More Excited About The Jobs Report | ||
| 10/2/2026 8:36 AM | ||
| MBS are up more than 3/8ths and the 10yr is down almost 6bps at the lowest levels in a week after the job count came in at 29k vs 90k f"cast. That"s the good news. But if it seems like the rally should be bigger for such a hotly anticipated report, there"s a reason. First off, we need to remember that it takes fewer jobs created to keep unemploymen...Read More | ||
| Thursday"s Rally Sets Up For a Very Interesting Friday | ||
| 10/1/2026 3:46 PM | ||
| Thursday"s Rally Sets Up For a Very Interesting Friday Of course we had to have a big, interesting move in the bond market on the day before an economic report also famous for causing big, interesting moves. On such occasions, if Friday delivers on "interesting" it will either negate today"s bullishness or ...Read More | ||
| Solid Mid-Day Recovery For Rates | ||
| 10/1/2026 3:09 PM | ||
| It"s a rarity these days, but mortgage rates actually moved lower today by more than a token amount. The average top-tier 30yr fixed rate fell to 7.54% from 7.60% yesterday. There are multiple potential factors in play when it comes to explaining the underlying bond market rally, but none of them stand out as an obvious singular motivation. For th...Read More | ||
| eNote, Non-Agency, Spec Pay-Up, Processing, Hedging Tools; UAD 3.6 Paused; Agency Pricing Changes | ||
| 10/1/2026 10:18 AM | ||
| Welcome to the 4th quarter. Remember when, in 2024, the informal slogan for many in our biz was, “Stay alive ‘til ’25!”? (’27 isn’t expected to be heaven.) This is the month of Halloween. Suddenly residential lending is filled with tricks or treats, along with conferences of varying value. People are on the move: the jobs section of this Commentary...Read More | ||
| No Love From October So Far, But The Day"s Not Over | ||
| 10/1/2026 9:35 AM | ||
| Sometimes we see a distinct shift in momentum on the first day of a new month. This is not one of those times. October 1st picks up where September 30th left off with more yield curve steepening (2yr and 10yr yield getting farther apart). This is a reflection of the sudden shift in economic data expectations last Wednesday combined with the fact th...Read More | ||
| Just Another Bad Day For Bonds Without New Justification | ||
| 9/30/2026 4:01 PM | ||
| Just Another Bad Day For Bonds Without New Justification 10yr yields hit another long-term high today, breaking above 5.30% briefly before settling just under 5.29%. There was a flash of hope after the 8:30am econ data, but that reversed fairly quickly. Reasons can be debated. Some would say today"s broadly...Read More | ||
| Mortgage Rates End Day Higher Despite Promising Start | ||
| 9/30/2026 3:06 PM | ||
| For a few moments this morning, it looked as if rates might buck the recent trend and recover a bit of ground today. The underlying bond market was fairly flat overnight and then managed to improve after this morning"s PCE inflation data. But that improvement was short-lived. Top tier 30yr fixed rates jumped to 7.60%. That"s only 0.02% highe...Read More | ||
| Jumbo ARM, Compliance, AVM, Borrower Mining Tools; Fairway"s Steve Jacobson Interview; California MBA"s Advocacy | ||
| 9/30/2026 10:53 AM | ||
| Time flies. The last day of the third quarter. We just wrapped up Fat Bear Week 2026 in Alaska. (Congrats to Backpack.) Ringo Starr is 86 years old, and doing well: clean living, being active, and a sense of humor. I mention this because when he was born, a letter was 3 cents to mail. Do companies still have mailrooms and mail bags? Let’s dip into ...Read More | ||