Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| Automated QC, Sec. Marketing, Compliance, Processing Tools; AI Considerations for Lenders | ||
| 10/22/2025 10:54 AM | ||
| “Why did the Tibetan Monks go to Las Vegas? They are very good at games of chants.” One topic among hallway chats with lenders here at the MBA Annual is keeping costs down. After all, everyone is selling, or putting their loans into portfolios, at roughly the same price, so whether a lender is doing $10 million a month or $1 billion a month, cost a...Read More | ||
| Slow, Steady Gains Continue | ||
| 10/21/2025 4:07 PM | ||
| Slow, Steady Gains Continue Perhaps the absence of big-ticket econ data has left bond traders to ponder a reality that they see as economically challenging. Perhaps non-gov reports like today"s Philly Fed services index are contributing to those assumptions. Perhaps other indicators like oil, fo...Read More | ||
| Another Winning Day For Mortgage Rates | ||
| 10/21/2025 3:29 PM | ||
| The bonds that underly mortgage rates were only slightly stronger today, but that"s never a bad thing when they closed near the best levels in a year the previous day. Additionally, those bonds improved by the end of the day yesterday, meaning that mortgage lenders were going into today with a bit of a cushion. When lenders set rates, they are bas...Read More | ||
| AI, Reverse, Commercial, Underwriting, AVM Tools; LOs and Technology; Non-QM and HELOCs | ||
| 10/21/2025 10:51 AM | ||
| “What do Costco and Las Vegas have in common? You go to buy a gallon of milk, and it costs you $285.” There isn’t a lot of autumn foliage here in Las Vegas, but if you’d like a map of the fall colors, here you go. I’ve received a few comments about how the industry is changing, and in curious ways. There is some creative thinking out there. Along t...Read More | ||
| Crude Notions About Underlying Bid | ||
| 10/21/2025 10:34 AM | ||
| On the one hand, there"s not much going on for the bond market these days. The jobs report is a flat-out requirement in terms of informing major changes in momentum. On the other hand, there are a few concerns in the background that have been helping the general uncertainty resolve in favor of buyers. One of last week"s contenders was regiona...Read More | ||
| Strange Combo of Excitement and Boredom | ||
| 10/20/2025 3:17 PM | ||
| Strange Combo of Excitement and Boredom Boring stuff first: there was no significant data, news, volume, or volatility today. Bonds gained modest ground early and then held mostly sideways through the 3pm CME close. In that sense, it was just like most other days during the government shutdown (and quite a ...Read More | ||
| Another Boring Day With Mortgage Rates Near 3-Year Lows | ||
| 10/20/2025 2:23 PM | ||
| Mortgage rates ended last week at the lowest levels in just over a month. It was the 3rd best day in over a year and the 24th best day in over 3 years. The other 23 days weren"t too much lower either. The only difference today is a microscopic improvement that makes it the 2nd best day in over a year. In other words, we"re hanging out near 3 year ...Read More | ||
| Bank Statement, DSCR, LOS, CE, Compliance Tools; Conference Chatter About Credit and Agency News | ||
| 10/20/2025 10:50 AM | ||
| “Why did the Dalai Lama go to Las Vegas? Because he loves Tibet.” Here at the “MBA Annual,” the puns may not be flying, but there is news bouncing off the walls, some of it learned just by chatting in the hallways. (And there is plenty of time spent walking through the convention center… I need a Segway!) The Mortgage Bankers Association (MBA) anno...Read More | ||
| Better Buying at 8:20am Open; No Data | ||
| 10/20/2025 10:16 AM | ||
| New week. Same grind. We"re waiting (likely for a good while longer) for the government shutdown to end before the most relevant econ data can truly exert influence on the bond market in the big picture. On the plus side, the trading in the interim has erred on the bullish side thanks to the available non-gov data and anxiety over trade tensions. S...Read More | ||
| Logical Pull-Back on Tamer Tariff Talk, But Mortgages Outperform | ||
| 10/17/2025 4:01 PM | ||
| Logical Pull-Back on Tamer Tariff Talk, But Mortgages Outperform If there was only one event to be aware of on Friday, it was a Trump comment around 7:10am ET in which The President said that the recently-announced 100% tariff on China was probably not sustainable. Stocks, bond yields, and volumes spiked in...Read More | ||