Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| AI, Title Waiver, Real Estate Auction, QC, eNote Tools; Financial Literacy Study; MBS Issuance | ||
| 10/5/2026 10:25 AM | ||
| Today brings us the MBA of the Carolinas conference, where demographics, technology, and “building a team” are on the agenda. Here at the Michigan Mortgage Lender’s Association conference in Ypsilanti, tech is certainly “on the serving platter” in the sessions, but so is how originators should best use what they have to their advantage, which inclu...Read More | ||
| Weaker Start. No New Reasons | ||
| 10/5/2026 9:46 AM | ||
| Another week begins with the frustrating reality of the bond market selling just because there"s no reason to buy. To be fair, 2yr yields are unchanged, but longer-dated yields are several bps higher than Friday afternoon. All this despite oil prices being lower and econ data being in line with expectations. At this point, anyone offering rationale...Read More | ||
| Why Bonds Sold Off Despite Weaker Jobs Report | ||
| 10/2/2026 3:42 PM | ||
| Why Bonds Sold Off Despite Weaker Jobs Report First off, read the AM commentary if you haven"t already. This recap doesn"t add much to that (but the video adds a lot). Bottom line, NFP was weaker, but that was the worst of the news. The unrounded unemployment rate barely budged and it would have moved LOWER...Read More | ||
| Higher Rates Sapped Mortgage Demand, Surprising No One | ||
| 10/2/2026 3:09 PM | ||
| Mortgage demand shocked no one by declining last week as mortgage rates climbed to their highest level in nearly three years. The Mortgage Bankers Association (MBA) reported a 6% drop in total mortgage application volume for the week ending September 25. Both sides of the market moved lower, with the seasonally adjusted Purchase Index falling 4...Read More | ||
| Home Prices Keep Climbing, Just Not Everywhere | ||
| 10/2/2026 2:44 PM | ||
| Home prices picked up a little more speed in July, as both FHFA and the S&P Cotality Case-Shiller Home Price Indices showed stronger annual appreciation than in their previous readings. The gains remain relatively modest by historical standards, and while nominal prices are still moving higher nationally, the picture looks considerably less...Read More | ||
| Mortgage Rates End Higher Despite Promising Start | ||
| 10/2/2026 2:03 PM | ||
| Mortgage rates rose 0.04% today to an index value of 7.57% for a top-tier 30yr fixed scenario for the average lender today. That uptick in and of itself isn"t especially large, but it"s a bit counterintuitive on a day where the hotly anticipated jobs report came in much weaker than expected. The jobs report has 2 key components: Nonfarm Payr...Read More | ||
| LOS, Database, Equity, Retention Tools; UAD 3.6 Thoughts; Home Prices vs. Inflation; Weak Jobs Data | ||
| 10/2/2026 10:29 AM | ||
| “A clear conscience is usually the sign of a bad memory.” How’s your memory of rates, and what you did when they moved higher? 30-year mortgage rates were about at this level, briefly, exactly three years ago, but before that we weren’t here since the late 1990’s when they were at these levels for a long time. How many of your sales staff were in t...Read More | ||
| Why Bonds Aren"t More Excited About The Jobs Report | ||
| 10/2/2026 8:36 AM | ||
| MBS are up more than 3/8ths and the 10yr is down almost 6bps at the lowest levels in a week after the job count came in at 29k vs 90k f"cast. That"s the good news. But if it seems like the rally should be bigger for such a hotly anticipated report, there"s a reason. First off, we need to remember that it takes fewer jobs created to keep unemploymen...Read More | ||
| Thursday"s Rally Sets Up For a Very Interesting Friday | ||
| 10/1/2026 3:46 PM | ||
| Thursday"s Rally Sets Up For a Very Interesting Friday Of course we had to have a big, interesting move in the bond market on the day before an economic report also famous for causing big, interesting moves. On such occasions, if Friday delivers on "interesting" it will either negate today"s bullishness or ...Read More | ||
| Solid Mid-Day Recovery For Rates | ||
| 10/1/2026 3:09 PM | ||
| It"s a rarity these days, but mortgage rates actually moved lower today by more than a token amount. The average top-tier 30yr fixed rate fell to 7.54% from 7.60% yesterday. There are multiple potential factors in play when it comes to explaining the underlying bond market rally, but none of them stand out as an obvious singular motivation. For th...Read More | ||