Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
|
||
| Mortgage Rates Unchanged Versus Wednesday | ||
| 11/28/2025 11:55 AM | ||
| As is most often the case, the Friday after Thanksgiving added nothing interesting to mortgage rate momentum. The average lender"s top tier 30yr fixed rate is exactly where it was on Wednesday. The underlying bond market closes early today, but will be fully open next week. At that point, we"re likely to see some volatility return...Read More | ||
| Open But Not Really Open | ||
| 11/28/2025 11:53 AM | ||
| Open But Not Really Open This is just a reminder that the Friday after Thanksgiving is the most useless and inconsequential trading day of the year. In very rare cases, movement can be tied to actual events/data, but that"s not the case today. We do not publish detailed commentary on this particu...Read More | ||
| Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan | ||
| 11/28/2025 10:45 AM | ||
| When did our business start with the catchy slogans? Stay alive in ’25? Stay in the mix in ’26. It’ll be heaven in ’27. How about, “Try to earn a little revenue every day, day after day.”? Smart mortgage bankers look at units, not dollar volumes. If an LO does $5 million in a month, is that one $5 million loan or ten $500,000 loans? And if your cos...Read More | ||
| Holiday Week Volatility With Zero Consequence | ||
| 11/26/2025 1:55 PM | ||
| Holiday Week Volatility With Zero Consequence Although there was a brief negative reaction to this morning"s economic data, the impact was minimal. Random holiday-week volatility accounted for bigger swings, but those swings ultimately canceled each other out. By the 3pm close, bonds were close enough to un...Read More | ||
| Mortgage Rates Slightly Higher, But Remain Near Long-Term Lows | ||
| 11/26/2025 1:52 PM | ||
| Wednesday was far less eventful than the first two days of the week as far as mortgage rates were concerned. The average lender raised rates just a hair, but apart from yesterday, these are the lowest levels in a month and very close to the lowest levels in more than 3 years. Bond markets and mortgage lenders will be closed tomorrow for Thanksgivi...Read More | ||
| Credit Union Compliance, HELOC Products; Conventional Conforming Loan Limits and Other Fannie/Freddie News | ||
| 11/26/2025 10:42 AM | ||
| The new phone books are here, the new phone books are here! Oh, wait a minute. The new conventional conforming loan limits are here! The new conventional conforming loan limits are here! True, lenders that are entirely focused on non-Agency products like non-QM (without many of the loan level price adjustments or gfees) may not care too much, but f...Read More | ||
| Stronger Data. Weaker Start For Bonds | ||
| 11/26/2025 7:55 AM | ||
| Bonds were just slightly weaker overnight but are losing more ground in early trading. The culprit: both of this morning"s 8:30am ET economic releases. Jobless Claims data is probably the bigger deal as it continues to show no signs of labor market distress (216k vs 225k f"cast). The other report, Durable Goods, is more stale (pre-shutd...Read More | ||
| Best Closing Levels in Nearly a Month | ||
| 11/25/2025 4:08 PM | ||
| Best Closing Levels in Nearly a Month Bonds improved only moderately on Tuesday in a move that"s just as easily chalked up to random holiday-week volatility as any of the day"s data/events. If we"re determined to give credit to particulars, we can cite things like the 13.5k decline in weekly ADP payro...Read More | ||
| Lowest Mortgage Rates Since 10/28 And Very Close to 3-Year Lows | ||
| 11/25/2025 3:04 PM | ||
| Mortgage rates moved nicely lower on Tuesday with the average lender very close to the 2025 lows seen in late October. These levels are effectively right in line with the lowest since late 2022. If today"s drop seems abrupt, that"s because it is. In fact, it"s a bigger drop than the underlying bond market justifies. There"s a reason for this and w...Read More | ||
| Conforming Loan Limit Rises to $832,750 Amid Lowest Home Price Growth Since 2012 | ||
| 11/25/2025 2:13 PM | ||
| Both the FHFA and the S&P/Cotality Case-Shiller home-price indices released new data this week. The message remains consistent: home prices are still higher than a year ago, but the pace of appreciation continues to slow. FHFA’s national index shows prices up 1.7% year-over-year and flat 0.0% month-over-month in September after August was ...Read More | ||