Expert appraisals in the midsouth

EPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market.

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Why Choose Evaluating Property in the MidSouth (EPM)?


We take advantage of the latest appraiser gadgets and gear to save you time and money.  We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others.   We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person.   Our goal is simply an unbeatable experience for our customers.   Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times.  We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times.  We promise you'll see the difference, too. 

Accurate, dependable appraisal services in DeSoto County.

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What's an Appraisal

When you need to know the true value of a property, you need an expert. Find out about the appraisal process.

How to Prepare

Getting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal.

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Mortgage Rates:
 
Mortgage Rates Start Week Higher
8/17/2026 12:27 PM
After ending last week near the lowest level since July 17th, mortgage rates are moving up to start the new week. Motivations are familiar. Escalation in U.S./Iran tensions is pushing fuel prices higher and bond yields continue to correlate. Bond yields correlate with consumer interest rates with near perfection. In mortgage-specific terms, the av...Read More
 
Market Study, DSCR, POS, API Tools; Mortgage Rates and Capital Markets
8/17/2026 10:41 AM
Some aren’t a fan of new federal escrow laws. Ten states have sued the Office of the Comptroller of the Currency over new federal rules that would prevent them from enforcing laws requiring national banks to pay homeowners interest on money held in mortgage escrow accounts. Some weren’t fans of 10 percent credit card caps, 50-year mortgages, portab...Read More
 
Under Some Pressure For Usual Reasons
8/17/2026 8:43 AM
It"s just another day in post-Iran-war 2026. As such, bonds are taking cues from fuel price volatility which is in turn taking cues from the latest war-related headlines. In this morning"s installment, there were several headlines around 8:30am that didn"t help. The most relevant update involved Iran saying it was shifting to an offensive stra...Read More
 
Existing-Home Sales Ease Slightly, Remain Above Year-Ago Levels
8/14/2026 2:10 PM
Existing-home sales remained relatively stable in July despite elevated mortgage rates, with activity declining modestly from June while remaining above year-ago levels. According to the National Association of REALTORS®, sales fell 1.7% from June to a seasonally adjusted annual rate of 4.06 million , but were 0.7% higher than in July 2025. ...Read More
 
As Expected, Mortgage Apps Bounce in Response to Rate Reversal
8/14/2026 2:06 PM
Mortgage application activity rebounded last week as a moderate decline in mortgage rates provided some relief for both homebuyers and homeowners considering a refinance. The Mortgage Bankers Association (MBA) reported a 3.6% increase in total application volume on a seasonally adjusted basis for the week ending August 7. Purchase applications i...Read More
 
Mortgage Rates Slightly Higher to End The Week
8/14/2026 1:56 PM
First, the bad news: mortgage rates ended the day just a hair higher compared to Thursday, but the change was so small that many borrowers will see little--if any--difference in pricing. Now the good news: apart from yesterday afternoon, today"s rates would still be the lowest in 4 weeks (i.e. you"d have to go back to July 17th to see anything low...Read More
 
Wholesale Lender, POS, Mortgage Intelligence Tools; Non-Agency Trends: Who"s Doing What?
8/14/2026 10:43 AM
If you think that profit per loan, or gain per unit, is based purely on size, think about this short video. “Profit” can also be a personal measure in terms of income versus expenses. Owning a home is all about having a job and spending less than you earn. Bankrate’s 2025 Wage to Inflation Index revealed that prices rose 23 percent since the start ...Read More
 
Good Luck Making Sense of Retail Sales Reaction
8/14/2026 9:01 AM
Based on a few research papers that have attempted to quantify the impact of various economic reports as well as the general consensus among economic calendar purveyors, Retail Sales is allegedly a top tier market mover. In fact, a somewhat recent attempt by CME to rank econ data has in 5th place ahead of CPI, PPI, and PCE. But in our experien...Read More
 
Solid Data-Driven Gains
8/13/2026 4:10 PM
Solid Data-Driven Gains Thursday was a fairly straightforward session for bonds. Yields fell modestly overnight in response to slightly lower oil prices and then more forcefully after the cooler-than-expected PPI data. Mid-day fuel price volatility caused a slight pull-back, but not enough to undo a reasona...Read More
 
Lowest Mortgage Rates in Nearly 4 Weeks
8/13/2026 3:07 PM
Mortgage rates dropped noticeably on Thursday on a combination of lower oil prices and a lower inflation reading via the Producer Price Index (PPI). Rates are driven by bonds and bonds are highly responsive to the outlook for inflation and the economy. The Iran war caused inflation implications to spike and the periodic relief in fuel prices has co...Read More