Expert appraisals in the midsouth

EPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market.

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Why Choose Evaluating Property in the MidSouth (EPM)?


We take advantage of the latest appraiser gadgets and gear to save you time and money.  We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others.   We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person.   Our goal is simply an unbeatable experience for our customers.   Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times.  We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times.  We promise you'll see the difference, too. 

Accurate, dependable appraisal services in DeSoto County.

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What's an Appraisal

When you need to know the true value of a property, you need an expert. Find out about the appraisal process.

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Mortgage Rates:
 
Mortgage Rates Stage Decent Recovery of Post-Fed Losses
6/18/2026 11:46 AM
Mortgage rates spiked yesterday after the Fed announcement. The primary driver was the Fed"s revised outlook for potential rate hikes later this year. Because the Fed Funds Rate governs ultra-short-term transactions (24hrs or less), it has the biggest impact on the shortest-term debt and a diminishing impact on longer term debt. While the typical ...Read More
 
Mortgage Applications Give Back Some of Last Week"s Gains
6/18/2026 11:25 AM
Mortgage applications pulled back last week as rates moved around in response to fresh inflation data and shifting geopolitical headlines. The Mortgage Bankers Association (MBA) reported a 3.8% decline in total application volume on a seasonally adjusted basis for the week ending June 12. Refinance activity accounted for much of the slowdown. Th...Read More
 
Builder Sentiment Remains Subdued
6/18/2026 11:22 AM
Builder sentiment slipped again in June as elevated mortgage rates, higher material costs and ongoing affordability pressures continued to weigh on the housing market. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) fell two points to 35 , marking the 14th straight month the index has remained below 40. ...Read More
 
Non-QM, Hedging, Verification Products; Training Webinars; Title Insurance Stats
6/18/2026 10:35 AM
Lots of people who bought cars during the pandemic are deeply underwater on those vehicles, meaning the amount they owe is considerably higher than the actual value of the vehicle. Among car buyers who traded in a car to buy a new one, 30 percent had negative equity on their trade-in, owing an average of $7,200. One thing that may have caused the s...Read More
 
Deal Signed. Warsh Digested. Bonds Stabilizing
6/18/2026 9:04 AM
Trump officially signed the Iran MOU last night , which helped oil prices and bond yields move a bit lower. Overseas markets also did a decent job digesting the post-Warsh trade, quarantining most of the damage to the shortest end of the yield curve and buying the longer end (i.e. 10yr rallied back almost completely while 2yr barely rallied). The n...Read More
 
Bonds Tell Warsh What They Think of His Changes
6/17/2026 4:00 PM
Bonds Tell Warsh What They Think of His Changes Ironically, one of Warsh"s comments in today"s press conference was that market movement is the most important source of information for the Fed. At the same time, the market was effectively saying that it was also fond of hearing what was on the Fed"s mind, a...Read More
 
Mortgage Rates Spike in Response to Fed
6/17/2026 3:09 PM
Mortgage rates quickly erased a week of progress this afternoon following the Fed announcement and press conference. Fed announcement day historically has several components: the announcement itself, the summary of economic projections (SEP), and the press conference.  Within the SEP, there is the dot plot showing each Fed member"s assumption...Read More
 
Here"s What Changed in The New Fed Announcement
6/17/2026 1:00 PM
Recent indicators suggest that economic activity has been expanding at The Federal Open Market Committee approved the following statement for release by a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in recent months. Inflation is elevated, in part reflecting the recent increase in global...Read More
 
NMLS Review, Fraud Monitor, Margin Mgt. Tools; Mortgage Products Shifting... Progressive"s "Uppayment"?
6/17/2026 10:44 AM
Here in Honolulu, as it is in places like Florida and New York, the condo market and HOA fees are of paramount importance, as are the affordability impact of special assessments. Even though the inventory of houses for sale has steadily increased in many areas, some people want more. One idea being bantered about is changing, or eliminating, the ca...Read More
 
What Are Bonds Waiting For?
6/17/2026 8:40 AM
So far today, we"ve seen some war-related headlines that feel like they should have gotten at least a mild response (Trump saying MOU isn"t final and could go back to dropping bombs) and a Retail Sales report that speaks to ongoing economic expansion at a faster-than-expected pace. Both of those things argue for something other than a modest rally ...Read More