Expert appraisals in the midsouthEPM Appraisals consist of three Certified appraisers, which possess the comprehensive training and qualifications to provide the level of dependable property value opinions that banks and major lending institutions need for mortgages and valuation needs. With years of experience that only comes with time, we're prepared to accept assignments pertaining to a variety of property types. EPM is now proud to service the Jackson, MS metro area and the Oxford, MS market. Order An Appraisal Get a Fee QuoteWhy Choose Evaluating Property in the MidSouth (EPM)?We take advantage of the latest appraiser gadgets and gear to save you time and money. We also know that regardless of the industry, service is the main reason a client comes, goes, repeats or refers others. We're always mindful of this, whether we're on the phone, e-mail correspondence or visiting in person. Our goal is simply an unbeatable experience for our customers. Call Evaluating Property in the MidSouth (EPM) today and ask about our services, fees and turn times. We continue to set the bar and the standard in the appraisal industry with guaranteed max five business day turn times. We promise you'll see the difference, too. Accurate, dependable appraisal services in DeSoto County.Get a Fee QuoteTell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time. Order OnlineNeed an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs. What's an AppraisalWhen you need to know the true value of a property, you need an expert. Find out about the appraisal process. How to PrepareGetting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal. |
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| What"s Up With The New MBS Buying Announcement and The Massive Reaction in The Market? | ||
| 1/9/2026 10:12 AM | ||
| On Thursday afternoon with less than an hour left to trade, Trump announced he would be directing his representatives to buy $200bln in mortgage-backed securities (MBS). No matter what one"s personal opinions may be regarding bold announcements from the President, this one is definitely serious. How do we know? First off, if you don"t w...Read More | ||
| PHH Webinar Series; Agencies to Buy One Month"s Worth of Production - Similar to 2020; In-Person Events for 2026 | ||
| 1/9/2026 10:10 AM | ||
| A frequent topic in this Commentary is how lenders are responsible for only a small portion of the affordability issue. A big hit to affordability is insurance, and thank you to Kevin K. for passing along this story focused on fire resilience and home upgrades and how they may address insurance costs. Trying to plan for natural events is a full-tim...Read More | ||
| Fairly Tame Jobs Report, MBS Have Magic Armor Either Way | ||
| 1/9/2026 7:40 AM | ||
| The jobs report came out mixed with payrolls falling 10k short of the 60k forecast and the unemployment rate ticking down to 4.4% vs a 4.5% forecast. The unemployment rate decline is mitigated somewhat by the decline in labor force participation. All in all, this is not a lopsided report with any chance of sparking a rapid move in bonds. ...Read More | ||
| Mostly Quiet Ahead of Friday"s Jobs Report | ||
| 1/8/2026 3:27 PM | ||
| Mostly Quiet Ahead of Friday"s Jobs Report Bonds lost a bit of ground on Thursday with most of the weakness seen in the overnight session in sympathy with European bond market weakness. The rest of the selling followed a stronger weekly jobless claims report. That said, we wouldn"t give the data all t...Read More | ||
| Mortgage Rates Modestly Higher on Thursday. Friday"s Risks Are Bigger | ||
| 1/8/2026 3:05 PM | ||
| Mortgage rates were just a hair higher for the average lender on Thursday. The underlying bond market lost some ground following a stronger weekly Jobless Claims report and in sympathy with global bond market weakness overnight. Because rates are based on bonds, when bonds are weaker, rates move higher. There are many different economic repo...Read More | ||
| Hedging, PPE, Commercial, ATM Products; Trump vs. Institutional SFH Buyers; Prepayment Numbers | ||
| 1/8/2026 10:41 AM | ||
| “Warning: don’t use your pet’s name for your password. We were hacked, and had to change our dog’s name.” “Experts” are saying that passwords will be on the way out in 2026 as passkeys take over. Good, as I am tired of carrying around a notebook with my usernames and passwords for dozens of sites. For fans of artificial intelligence (AI), we have n...Read More | ||
| No Help From Jobless Claims or Europe | ||
| 1/8/2026 8:23 AM | ||
| US bonds have been taking clear cues from Europe in overnight trading recently. Today"s example involved a 3bp sell-off on both sides of the Atlantic. The 8:30am Jobless Claims data may be garnering more volume, but it has only added modestly to the morning"s selling pressure so far. ...Read More | ||
| Ultimately Underwhelming Despite Seemingly Significant Data | ||
| 1/7/2026 4:02 PM | ||
| Ultimately Underwhelming Despite Seemingly Significant Data There was certainly the potential for volatility today with the confluence of ADP, ISM, and Job Openings data. But the results ended up being close enough to consensus to obviate any massive reactions. Yields hit their lowest levels in a week after...Read More | ||
| Another 2-Month Low For Mortgage Rates After Modest Drop | ||
| 1/7/2026 3:09 PM | ||
| Wednesday had the potential to cause bigger volatility for rates due to the confluence of several important economic reports. If that data had been lopsided in one direction or the other, rates likely would have moved more. As it happened, the data was mixed. The net effect was an exceedingly modest drop in the average 30yr fixed rate. Despite the...Read More | ||
| Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics | ||
| 1/7/2026 10:45 AM | ||
| What are the attributes of a successful loan officer? In my years of listening to LOs compare notes, many mention “mindset” since the job sometimes can be a grind. LOs fully explore possible niches, manage their database, strive toward leadership, and are willing to understand lending regulations and comply. Regarding that last one, tomorrow’s The ...Read More | ||